Getting insurance quotes from Insurance.com using a profile of a 40-year old man, the website returns a list of the top 20 most expensive cars to insure and another line up of the cheapest. Nissan GT-R owners will have to shell out $2533 for an annual coverage.

Insurance considers the choices of the consumers and they see the GT-R as the option if you feel the need for power and speed. Looking at probabilities, insure.com sees the potential for serious road accidents.

The Dodge Viper is second in the list costing about $2446 per year to insure. The BMW M6 comes next at $2236.

The other cars in the top 10 are the Ford Shelby GT500 ($2186), Mercedes Benz G Class ($2088), S8 Audi (($2071), M5 BMW ($2020), Hummer H2 ($1912), Lexus IS F ($1881), and Porsche 911 ($1819).

Some other cars in the top 20 has a clear link between the cost of insurance and the vehicle class like the SUV’s X6 from BMW, Escalade from Cadillac, and the Land Rover.

On the other end of the line were the cheapest to insure cars. They are not on the luxury side of the market but are big on safety. All top 5 were from South Korean manufacturers Kia and Hyundai. The minivan sector also had favorable insurance tags.

The super car from Nissan is expected to hit the Japanese market by February. Total weight of the GT-R package has been dramatically reduced courtesy of carbon fiber used for both interior and exterior works.

The great looks of the spoiler, the grille, and the brake ducts are all because of the carbon fiber used. Inside the speed monster, the rear seats have been removed and the front passengers will be fastened to a lightweight Recaro bucket seats made of carbon fiber. Trimmings for the dashboard and back compartments are also produced from the scale friendly material.

Nissan designers boast that the SpecV is lighter by 132 pounds than the ordinary Nissan GT-R.

The power plant under the hood is not 40 horsepower more as rumored before but the base of the twin turbo charged 3.8L engine is at 480 horse power.

To perk the engine more, the engineers of the Japanese car maker added a new set of high-gear boost that adds about 15 lbt-ft when the engine roars from a mid speed to an extremely demanding situation. The extra power from 3500 rpm to 5000 rpm is not an issue for the SpecV.

The Nissan work of art is also equipped with Nismo wheels, brake system made of carbon ceramic, and an exhaust coated with titanium. Aside from careful suspension tuning, the brakes help in reducing weight by as much as 11 pounds in the corners of the car.

Car lovers will remain drooling at this car. Only 20 to 30 units of this black opal machine will be rolled out every month. No official word when the SpecV will hit the US market but the sticker on the car reads around $170000.

More Nissan Car News @ Nissan Car Talk.